Sports Injuries

We are often asked "will medical insurance cover sports injuries"?
The short answer is yes, provided that you are not a professional sports person. If you are a semi-professional or professional sports person, we can offer you a specific specialist contract. Please call for a personal us for a personal quotation.

A number of questions have cropped up over the years, such as:

"What will happen if I need a ligament repair due to an injury playing rugby or football?"
Providing this is a new injury, it will almost certainly be covered in its entirety - subject to the level of cover in your chosen scheme.

"Are MRI scans covered for sports injuries?"
Providing the injury is a new one, subsequent to you taking out insurance, the answer is yes, and it is usually possible to have a scan within a few days.

"Will medical insurance cover an injury arising from equestrian sports?"
Yes, provided it is a new injury that has occurred subsequent to you taking out insurance.

"Can I see a physiotherapist for my sports injury?"
Yes, provided the injury was sustained after you took out insurance and your scheme covers outpatient therapies.

These are just a few of the regular questions that we receive. You may have your own personal scenario which you would like to discuss, in which case please do not hesitate to contact us.

Please also note that it will be imperative for you to see your GP first, as they will need to refer you for further treatment. This applies to all Health Insurance companies that we work with. Claims are always subject to the rules and conditions set out in the contract of the specific insurance that you have purchased.


Whether you are already insured, seeking a new policy, or would like to review your existing arrangements, Applescott Insurance can offer a complete solution.

Please contact us on 01491 613 780

Or click here to complete the QUICK QUOTE form and an advisor will contact you promptly to discuss your details further.


Need Assistance?

Please contact us on

01491 613 780

Applescott Insurance
The Office,
Cress Cottage,
Brightwell Baldwin,
Watlington,
Oxon OX49 5NP

01491 613 780
07774 454 817
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