The diagnosis of a critical illness such as cancer, a stroke or heart attack is a reality that many individuals and families have to face. With the right health care and support, many people diagnosed with a serious illness are able to make a full recovery and return to work.
Group Critical Illness cover focuses on the financial needs of employees, helping them through their treatment and recovery. The lump sum provided can be used towards any expense they choose, such as treatment costs, nursing care, financial commitments or changes to their lifestyle.
Group Critical Illness cover offers a living benefit paid in the form of a one-off tax-free cash lump sum if a condition defined under the cover is diagnosed and survived for longer than the agreed survival period, usually 14 days.
At Applescott Insurance, we work with a selection of insurers, all of whom cover a range of critical illnesses. We will advise details of the available options at the quotation stage.